9:41

ISF

Good morning, Sarah!

Your Financial ISF Score
847
Excellent Financial Health
Total Net Worth
$287,450
ā†— +$12,340 (4.5%) this month
Today's Performance
+2.3%
S&P 500: +1.8% ā€¢ Your portfolio is outperforming
Monthly Spending
$3,240
15% less than last month ā€¢ Great job!

ISF AI

Your financial advisor

Hi Sarah! I notice your subscription spending is up 15% this month. Would you like me to find potential savings?
Yes, please show me what I can save on
I found 3 optimization opportunities:

šŸ“ŗ You have 4 streaming services but only used 2 last month
šŸ’Ŗ Gym membership: unused for 6 weeks
šŸ“± Phone plan: you're using 2GB but paying for 10GB

Potential monthly savings: $67
Simulate market crash
Find hidden fees
Down payment help

Portfolio & Goals

Optimized for your future

Emergency Fund
92%
$23,000 of $25,000 target
Portugal Retirement
43%
$172,000 of $400,000 target
House Down Payment
67%
$67,000 of $100,000 target
Asset Allocation
Balanced Risk
$214,780
US Stocks (50%)
Bonds (25%)
International (12.5%)
Alternatives (12.5%)
Portfolio Health
Optimized

Your portfolio is well-balanced and aligned with your risk profile. No rebalancing needed at this time.

Subscription Hub

Manage your recurring payments

Savings Opportunity

You could save $120/year with a streaming bundle

Active Subscriptions
$127/month

Netflix

Premium Plan ā€¢ Used 18 hours this month

$15.99
78/100

Spotify

Premium ā€¢ Used 45 hours this month

$9.99
92/100

FitnessPro

Monthly ā€¢ Last used 6 weeks ago

$29.99
23/100

Phone Plan

10GB Plan ā€¢ Using 2.1GB average

$65.00
45/100

GamePass

Ultimate ā€¢ Not used in 3 months

$14.99
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Sarah Johnson
All accounts connected ā€¢ Updated 2 min ago
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Goal tracking & insights
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Direct indexing & factor investing
Automated rebalancing
Priority support
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$99/mo
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Estate planning tools
Alternative investments
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